Minor accidents and mishaps are common with any car or vehicle. Even with an insurance agreement governing you, this occurrence stands to create some negligible stress and anxiety in us.
When in case of a mishap, you would have to act efficiently and immediately. If you do not know what is to be done it doesn’t help you and will in turn increase your anxiety. So it is important for everyone to know what is to be done is such a situation
If the mishap is minor in nature more like a bumper-to-bumper hit, you may drive over to the side of the road and part. The traffic needs to move on and you can avoid blocking the road.
If your cars are in the middle of the road, it can cause further accidents and injuries to others. Therefore switch on the hazard lights of both the vehicles to warn the others.
Once you park by the side of the road, call the police to report in. If they do not respond immediately as it is a minor mishap, make sure you follow up and get the report filed. This would later be required for insurance claim process.
While waiting for the police to arrive, get down to noting the details of the other vehicle and note down the registration details, number plate, model, color and the drivers details including but not limited to his name, address, driving license number, insurance details etc.
There is no need to have any conversation as to who was wrong and to admit that you were at fault. The police will decide who was at fault and report to the insurance.
You would need to inform the insurance agency about the accident and they will take over from there and deal with things. If possible make sure you photograph both vehicles in detail and provide it to the insurance agency.
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