Having inaccuracies on your driving record can drive up the price you pay for auto insurance. Is your auto insurance premiums more than they should be?
If your driving record has mistakes on it you very well could be paying more in auto insurance than you should be.
A study by the Insurance Research Council showed that at least 22% of driving records had mistakes that could be costing them a lot more in auto insurance premiums than they should be paying.
There are various reasons these mistakes occur but the more common reason can be traffic violations that have been dismissed and haven’t been taken off the record.
Clerical mistakes can happen while information is being added to various databases.
A bad (or inaccurate) record can get you fired or, prevent you from landing that job of a lifetime, and as discussed previously raise your auto insurance.
Especially if your occupation requires that you drive a company vehicle, driving record mistakes can really cost you.
Employers can and do regularly screen driving records of their current employees or prospective employees, and if you don’t disclose everything that is contained in it cost you a job.
When you’re in traffic court trying to fight a speeding ticket a good driving record can work wonders for you. Taking a copy of a current clean driving record to court can greatly improve your chances of having an infraction thrown out.
The court may very well already have a copy of your driving record already printed out at your traffic court appearance. But by bringing your own it shows the judge that you are conscious of your driving history, and also your auto insurance rates, and can help persuade him or her to rule in your favor.
Judges always give special leniency to those with good past driving histories. Also, by having purchased your own, it shows the judge that you are concerned about what this traffic ticket can do to your clean driving record, and auto insurance, and as such he will be more willing to drop the charge against you to one that won’t show up on your record.
So do yourself a favor and maybe even save yourself a lot of money in auto insurance premiums by getting a current copy of your driving record today.
Want to find out more about your driving record? Then visit John Purvis’s site for information and advice on traffic violations and what you can do about them.
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Tags: advice, auto insurance, automotive, Car Insurance, driving history, driving record, family, law, legal, reference, traffic court, traffic law